HardshipSign in

IRS hardship, simplified

Can't afford your IRS bill?

Build your hardship request one clear step at a time. No tax jargon. No sales call. No SSN or bank account numbers needed to start.

Start freePrivate by design
Estimates are fine to beginPay only when your request is ready

Your hardship request

Saved automatically

Money coming in

About how much comes into your household each month?

An estimate is enough for now.

$0
Varies month to monthI'm not sure
Continue

Your request is taking shape

2 of 5 sections started

IRS situationBalance and filing status capturedDone
Money coming inBuilding your monthly pictureNow
3Necessary costsOnly what mattersNext

01

You answer in plain English.

Hardship asks for the numbers that matter and skips questions that don’t apply to you.

02

The request builds as you go.

Your financial statement, missing items, and next step update as your answers change.

03

You stay in control.

Review everything before finalizing. The IRS—not Hardship—makes the final decision.